When a broker's carrier selection fails, the negligent-selection claim lands on your policy. GroundCheck turns each insured broker's vetting into measurable behavior you can underwrite — and a defensible record you can produce at claim time.
A broker's undocumented decision becomes your indefensible claim.
You price broker-liability risk with almost no visibility into how carefully each insured actually selects carriers. When a large verdict comes, the file that would have defended it was never built.
A per-broker loss-control ledger: documented-tender rate, phoenix flags caught, override discipline, and a book score you can take into pricing and renewal.
Price and bind against measured vetting discipline, not a questionnaire. The book score moves with real behavior.
Require GroundCheck as a condition. Every material change on an insured's carriers appends to the file — before the incident, not after.
At claim time, produce a sealed, contemporaneous selection record — the artifact that defends the loss or supports subrogation.
One sealed exhibit shows a reasonable process was followed at the moment of tender — identity verified, risk assessed, decision documented, monitoring maintained.
It defends the loss where the selection was sound, and supports subrogation where the carrier misrepresented.
Read the Montgomery brief →Portfolio loss-control before the incident. A defensible record before the claim.
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